Have you ever been the one across the desk from a mortgage broker and been asked to check off the box which reads, "mortgage insurance"? If so, you may be interested to learn that under many pretenses, mortgage insurance does not actually pay out down the road.
Also, credit card insurance is something that almost everyone has, but which not a lot of people actually understand. CBC has actually taken the time to report on both of these issues recently.
Please view the below listed links when you get a free couple of minutes, they could save you a great deal of hardship down the line!
Mortgage insurance: Not always a sure thing
Credit Card Catch
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